Important Disclaimer

General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as professional financial advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability of the information contained on this website.

This disclaimer applies to all content, services, and materials available through our website and subscription services.

Limitation of Liability

To the fullest extent permitted by Australian law, lumarexithos shall not be liable for any damages including but not limited to:

• Direct, indirect, incidental, or consequential damages arising from your use of our services
• Financial losses resulting from decisions made based on information provided
• Interruption of service or technical difficulties affecting access to our platform
• Third-party actions or content accessed through our website

Information Accuracy

While we make every effort to ensure the accuracy of information presented, financial markets and regulations change frequently. We cannot guarantee that all information is current or error-free at the time of your access.

We make no guarantees regarding the accuracy, completeness, or timeliness of the information provided.

Information on this website may be updated without notice. Users are responsible for checking for updates regularly.

Financial Services Disclaimer

Our subscription service provides financial planning consultations and guidance. We do not provide specific investment recommendations or manage client funds directly.

Content provided should not be construed as personalized financial advice until a formal consultation relationship is established.

Always consult with qualified financial professionals before making significant financial decisions.

Results and Outcomes

Individual results may vary based on personal circumstances, market conditions, and implementation of recommendations.

We cannot guarantee specific financial outcomes or improvements to your financial situation.

Success depends on various factors including your commitment to implementing recommendations and changing market conditions.

External Links and Third-Party Content

Our website may contain links to external websites or reference third-party services for your convenience.

Inclusion of external links does not constitute endorsement of those sites or their content. We are not responsible for third-party content or services.

Professional Advice Recommendation

Before making significant decisions, we recommend consulting appropriate professionals in these areas:

• Licensed financial advisors for investment-specific guidance
• Tax professionals for taxation matters
• Legal counsel for estate planning and legal structures
• Accounting professionals for business financial matters

User Indemnification

By using our services, you agree to indemnify and hold harmless lumarexithos and its affiliates from any claims, damages, or expenses arising from your use of our services or violation of these terms.

Governing Law and Jurisdiction

This disclaimer and your use of our services are governed by Australian law.

Age Requirements

18+

Our services are available only to individuals aged 18 years and older. By using our services, you confirm you meet this age requirement.

Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be posted on this page with an updated revision date.

Continued use of our services after changes constitutes acceptance of the modified disclaimer.

Contact Information for Disclaimer Queries

If you have questions about this disclaimer, please contact us using the following information: